The wealth sleeping
in your home.
Move three sliders. See the number that could change your next chapter.
You could access approximately
Based on your inputs — exact figures depend on property survey and product terms
No obligation. No form. Just an honest conversation.
Four ways to open the door.
Open any card to understand the product, see who it suits, and read a real story with real figures.
We earn trust before we earn business.
Equity release is a significant decision. We hold ourselves to the standards that make it a safe one.
£2.4bn
Released for clients
since 2008
14,200+
Families advised
across England & Wales
4.9★
Client satisfaction
from 3,100+ reviews
97%
Would recommend
to a friend or family
Your Home Is Yours
You retain the right to live in your home for life. No provider can ask you to leave as long as you maintain the property and keep up any agreed payments.
No Negative Equity Guarantee
You will never owe more than the value of your home. If property values fall, any shortfall is absorbed by the lender — not by you or your estate.
Independent Legal Advice
Before any plan completes, you receive independent legal advice from a solicitor of your choosing — at no cost to you. We insist on it.
Margaret's Story
60 seconds · Filmed at her kitchen table in Hertfordshire
I'd spent forty years paying off that house. I didn't think I was allowed to enjoy what was inside it. Equity showed me the numbers, quietly, without rushing me. That was the moment it made sense.
Margaret Holloway
Retired teacher · Hertfordshire · Lifetime mortgage, 2024
Retired civil servants · Bath · RIO mortgage, 2024
"We stayed in the house where we raised our children. And we finally took that holiday."
Retired engineer · Harrogate · Drawdown facility, 2023
"The reserve sits there waiting. I draw what I need. Robert controls the pace — that's exactly how I wanted it."
A conversation at your pace.
No rush. No obligation.
When you're ready, an adviser will sit with you — in person or by phone — and walk through every option until the numbers make sense. There's no pressure, and no fee for the initial conversation.
Equity Financial Ltd is authorised and regulated by the FCA (Ref: 987654). Equity release will reduce the value of your estate.